Tata Capital Business Loans – Flexible Funding for Business Growth

Tata Capital has introduced new business loan solutions designed to provide flexible funding for established businesses. The new offerings include the OD Unutilised Program and CCOD Surrogate Program, helping businesses access finance based on their existing banking facilities and business performance.

OD Unutilised Program:

• Loan amount: ₹7.5 lakh to ₹30 lakh
• Tenure: 12 to 48 months
• Unutilised OD limit is considered for assessing average bank balance.
• Facility offered as a Term Loan.

CCOD Surrogate Program:

• Loan amount: ₹10 lakh to ₹50 lakh
• Tenure: 12 to 48 months
• Average utilisation should be below 95%.
• Margin of BTO considered: 25% for traders and 35% for manufacturing/services.
• Facility offered as a Term Loan.

These solutions can be useful for eligible businesses looking for additional working-capital support or funds for expansion, without relying solely on traditional income-based assessment.

For eligibility, documentation and applicable terms, contact a Urban Money Relationship Manager .

Call :+918424801508

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