Home Loan & Loan Against Property up to ₹3 Crore Bajaj Housing Finance

 

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Looking for a Home Loan (HL) or Loan Against Property (LAP)? 

    Bajaj Housing Finance’s Affordable Housing vertical offers financing solutions designed for salaried and self-employed applicants, with loan amounts starting from ₹10 lakh up to ₹3 crore, subject to eligibility, property valuation and lender policies.

Key Highlights

Home Loan & LAP: Financing options for residential requirements and eligible property-backed funding.

Salaried Applicants: Cases with or without Form 16 and PF deductions may be considered, depending on the applicant profile.

Self-Employed Applicants: Tailor-made solutions for SENP/self-employed customers, including cases with no ITR or single ITR, subject to eligibility.

Income Consideration: Rent income, incentives, bonuses and overtime may be considered where acceptable.

Family Income: Combined income from eligible family members may be considered as per applicable policy.

Property Options: LAP may be available against eligible residential and commercial properties.

Grampanchayat Properties: Certain Grampanchayat properties may be considered under HL/LAP, subject to legal and technical approval.

Tenure: up to 20 years for self-employed applicants and 25–30 years for salaried applicants, subject to applicable policy.

Online Processing:  online process from login through disbursement.

Interest Rates & Charges

HL ROI starting from 9%–12% and LAP ROI starting from 12%–14%, along with processing-fee information. Actual interest rates, fees, loan amount, tenure and approval are subject to the applicant's profile, property, documentation, credit assessment and prevailing lender policy.

Why Consider This Option?

Applicants who have non-standard income profiles, self-employment income, cash salary, limited ITR history or multiple income sources may wish to enquire about their eligibility. Every application is evaluated individually, including income, banking, credit history, property title, valuation and legal/technical reports.

Contact Urban Money

For eligibility assessment and assistance with the application process:

Urban Money

Relationship Manager

📞 +91 8424801508

Loan approval, interest rate, loan amount, tenure and other terms are subject to Bajaj Housing Finance's prevailing policies and eligibility criteria.

Call :8424801508

Chat on WhatsApp